Tell us all about you and your business!
What is the name and address of your business?
First Financial Bank
8535 Central Mall Dr, Port Arthur, TX 77642
Who is the business owner?
First Financial Bank is owned by our shareholders. We are a publicly traded company that operates under our holding company – First Financial Bankshares, Inc., which can be found on the NASDAQ under the trading symbol FFIN.
What year was your business established and give a brief history?
Established in 1890, First Financial Bank has a 128-year history of serving the financial needs of generations of families, professionals and business owners. We have stood tall during difficult economic times, including the Great Depression of the 1930s, the collapse of the Texas economy in the 1980s and more recent economic difficulties. We operate as a “One Bank, Multiple Regions” concept that combines the best of “big bank” customer benefits and operating efficiencies with the local decision making and community involvement of a community bank. We have an unwavering commitment to providing exceptional customer service. First Financial Bank has sound financial management and strong capitalization. In 2017, the Company’s earnings increased for the 31st consecutive year. Today, First Financial Bankshares is recognized as one of the nation’s top performing banks. In fact, Bank Director Magazine has named First Financial as one of the top 10 banks in the nation in the $5 Billion to $50 Billion asset category in each of the past 10 years.
What type of merchandise/service is sold here?
Our #1 focus on what we “sale” (for free), is first class customer service. With that being said, we offer a variety of personal and business banking products such as – personal and business checking accounts, savings accounts, money market accounts, certificate of deposits, individual retirement accounts, credit cards, auto loans, boat loans, recreational loans, personal loans, home equity loans, home improvement loans, home mortgages (conventional, FHA, VA, USDA), investment property loans, bardominium loans, bridge loans, construction loans, and many more. We offer a variety of business products such as – commercial real estate loans, lines of credit, letters of credit, equipment loans, working capital loans, agriculture loans, residential construction loans, plus many more. We have a full service, in house treasury management department that can handle all your business banking services, such as – merchant services, online banking, remote deposit, ACH services, ACH blocks and filters, positive pay, and more. We also have a trust and wealth management company with experienced professionals that offer trust management, estate planning, real estate management, investment management, oil and gas management and company retirement plans.
What is your personal secret to success?
“Golden Rule” – Treat others the way you would wish to be treated. Don’t judge a book by its cover and leave no stone unturned.